Hello Everyone!

You probably asking yourself, what is second chance financing?
Most traditional home financing requires a minimum credit score of 640. Many of our customers have experienced circumstances in their live that have caused them to have lower credit scores than this. Often, this kept them from being able to purchase a new home.
Second Chance Financing is non traditional way of financing , where customers have credit scores as low as 500 can still purchase a brand new factory built home. Florida Modular Homes has teamed up with a national lender who looks at variables other than just credit scores.
Generally, they are going to require a higher down payment and have higher interest rates, but fortunately if you already own your own land, you can use equity in your land in place of a cash down payment. Many of our customers who own their own land with equity have been able to purchase a new modular or manufactured homes for as little as $1,000 down, even with a credit scores as low as 500. If you would like to see if you qualify for a new factory built home ( Modular Home or Manufactured Home), come visit us at one of our two convenient locations in Middleburg or St. Augustine, FL. There is no fee or charge for the application. We also have several beautiful model homes for your viewing pleasure. Or just call 904-589-9585 or 904-429-9885 to see how you can apply online.
Hope to see you soon at Florida Modular Homes!